Ebay bank transfer

Ebay bank transfer DEFAULT

Getting Paid and Managing Your Earnings

eBay provides sellers with support and service on claims, refunds, and returns. You’ll have the ability to make comprehensive seller-initiated refunds for full or partial amounts, by item or on the full order, on eBay, or via a third-party platform.

Buyers can request refunds by canceling an order, making a return or filing a claim under the eBay Money Back Guarantee. They may also choose to directly file disputes with their financial institution.

You have access and visibility to all refund, claim, and dispute requests in the Payments tab in Seller Hub or Payments section in My eBay. For the majority of refunds, claims, and returns, refunds will be credited to the original payment method the buyer used at time of purchase.

We will deduct fees, and expenses such as those arising from refunds, claims, or disputes, directly from your earnings. If your earnings are not sufficient to cover these amounts we will charge your payment method on file (debit or credit card, and/or linked bank account). You can find more information about claims, refunds, and returns in the Help Hub.

Sours: https://www.ebay.com/payments

So, there is this preamplifier that I want to buy on Ebay.de


I live in the US with an Ebay US account. The seller will not ship out of Germany and will not accept PayPal. The only methods are pick up (cash) or ship (bank transfer).


I have a friend who lives in Germany with a German Ebay account and German a bank account. So, he will bid/buy it for me.


HOWEVER, here is my question.


I want to know how can I/my friend be protected when he pays via bank transfer? Say the item is actually broken unlike the seller says, or he does not send it or he sends a wrong item, etc.? You know if I have the worst case scenario.


I know with PayPal payment I am protected. PayPal/Ebay controls the seller's account and can go after the person, block the account unless the issue is resolved, etc. However, how can Ebay get involved in a situation where the buyer says "I did not receive what I paid for" when the money was being sent via bank transfer which Ebay has no control/authority over.



How does this type of transaction can protect the buyer? I really do not understand.

Sours: https://community.ebay.com/t5/Payments/Paying-for-an-item-on-Ebay-de-via-bank-transfer-and-still-have/td-p/28568872
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dear friends, i am a ebuy buyer  with nearly 90 positive feedback, I bought from different countries (only buy, never sell), I understand there is always a saying about ebay+paypal double protection, and I fully understand how paypal works in case of fraud case, is there any support from ebay system if without paypal? here is the background:

1. i bought a expensive item from ebay-Germany, seller talked to me via ebay message (email) everyday, he accepts bank transfer only or pick up by cash, I am not in Germany so I accepted bank transfer because it's different from the US or Canada (most sellers are using paypal), I thought it's a market practice in Germany)

2, after I paid him by banktransfer, he disappeared and never reply my email ever

3. system told me the esitimated arriving date is March 31, so I can only open a case after that if I have not got it by then

4. from the behavier I can feel he tood my money and runaway


My questions:

1. for this kind of purchase, any protection from ebay? (buyer protection = if payment done by credit card/paypal, I know that, what about those deals done by bank transfer in Germany? so many....)

2. if I need to open a case, shall I do it via ebay. com or ebay.de? (I knnow maybe ebay.de is better but their platform is all in German)

3, is there anyone could share why ebay has no any warning like 'bank transfer is not safe, you will be on your own if you use it, or something like it? I guess ebay has a seperate protection system except paypal or credit card protection, maybe I as wrong, but if this kind of case happens a lot, no one will use bank transfer in Germany/Italy, why it's still widely used and accepted by so many buyers, any hints how they survive?


thanks for sharing, thanks a lot. 

Sours: https://community.ebay.com/t5/Archive-Payments-Q-A/ebay-Germany-bank-transfer-fraud-any-protection-from-ebay/qaq-p/29591330
eBay Managed Payments / What I've Learned so Far about the new eBay Payment System

How to Access Payments After Selling an Item on eBay

Selling on eBay is an easy, accessible, and efficient way to make money from the comfort of home. One of the most attractive elements of transactions is that no cash is involved. Unlike the early days when the company first started in 1995 and people paid by sending cash or checks in the mail, all payments are made online through merchant credit card accounts, via Managed Payments on eBay or PayPal.

Merchant Credit Card Account and Managed Payments

If a seller has a merchant credit card account, they are welcome to use it. Proceeds for this option are collected and paid out in the same way the seller's other merchant transactions are and payments are settled directly with the buyer.

Managed Payments on eBay give buyers the option of making mobile payments, paying with debit or credit cards, using Apple Pay, Google Pay, or PayPal. With Managed Payments, eBay handles all of the transactions and payments are made daily by direct deposits.

The Managed Payments option is only being used by select members picked by eBay to participate, but there are plans for this option to become the standard for most sellers by 2021. Until then, PayPal is the standard, and transfer of funds is simple and convenient.

Transfer PayPal Funds to Your Bank or Request a Check

After a transaction is completed and the item is shipped, the money is added to PayPal, and a seller can then access the proceeds in several different ways. If a bank account is on file with PayPal, the PayPal balance can be transferred to the bank at any time for free by clicking on the “withdraw” link near the top of the PayPal home page.

Transfers are deducted from PayPal immediately and usually take three to four business days to appear in the account. Sellers who are hesitant to add a bank account to their PayPal account can also request a check be placed in the mail.

For the sellers who do choose to connect PayPal to a bank account, it’s wise to link it to a separate account at a different bank specifically just for Paypal transactions. If a Paypal balance is ever in the negative, which can happen if a buyer requests a return or files a dispute, Paypal will debit the funds from the seller's account. By using a separate account, any eBay-related issue with PayPal won’t affect personal finances.

Request a PayPal Debit Card to Use

A seller who has a business PayPal account can request a PayPal debit Mastercard. The card is like a traditional debit card and can be used at any ATM or to make purchases online or in stores. Instead of drawing funds from a bank account, though, it pulls from a PayPal balance. There is an approval process involved, and not everyone who requests a card gets one.

Apply Funds Toward a Purchase, Pay Fees or Other Bills

A seller can use the PayPal balance to buy other items on eBay, pay seller fees, or make another purchase online. Most online commerce sites accept PayPal as a form of payment. The balance can also be used to pay other bills, as some utilities, monthly subscriptions, or memberships also allow PayPal payments.

Sours: https://www.thebalancesmb.com/how-do-i-access-my-money-after-an-ebay-sale-1140101

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